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Typically, they don't. For emergency situations, ImmediPay works much like conventional health insurance today. Patients might pick a hospital trauma center from a few options or may only have one option. In either case, ImmediPay simply works with the patient to settle the bill with the hospital after emergency care has been provided. If a patient chooses to visit an emergency room facility for treatment in a non-emergency situation, the patient is responsible for costs in excess of normal care prices.

This depends on the individual plan rules determined by the employer.

No. ImmediPay is an employer-provided program only.